Privacy Policy

FACTS	WHAT DOES LINXUS CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Payment History Credit History Wire Transfer Instructions Overdraft History Credit Card or Other Debt When you are no longer our customer, we may continue to share your information as described in this notice.
How?	All companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons LinXus Credit Union chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES LINXUS CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Payment History
Credit History
Wire Transfer Instructions
Overdraft History
Credit Card or Other Debt

When you are no longer our customer, we may continue to share your information as described in this notice.

How?

All companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons LinXus Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Credit Union share?	Can You limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	NO
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We Don't Share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We Don't Share
For nonaffiliates to market to you	No	We Don't Share

Questions?	Call (815) 282-8711 or go to www.linxuscu.org

Who we are
Who is providing this notice?	LINXUS CREDIT UNION

What we do
How does LinXus Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LinXus Credit Union collect my personal information?	We collect your personal information, for example, when you: Open an account Pay us by check Provide contact information Provide wage statements Provide your mortgage information
Why can’t I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does LinXus Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does LinXus Credit Union collect my personal information?

We collect your personal information, for example, when you:

Open an account
Pay us by check
Provide contact information
Provide wage statements
Provide your mortgage information

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. LinXus Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. LinXus Credit Union does not share with nonaffiliates for marketing purposes.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.

Other important information
For Illinois Members: We will not share personal information with nonaffiliates for them to market to you or for joint marketing – without your authorization.

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